Terms & Conditions
The following are terms of an agreement between you and RIVAMortgage. By accessing, browsing and/or using this Site you acknowledge that you have read, understood and agree to be bound by these terms and to comply with all applicable laws and regulations including export and re-export control laws and regulations of the United States. If you do not agree to these terms, do not access, browse or use this Site. The material provided on this Site is protected by law including, but not limited to, United States copyright law and international treaties. This Site is controlled and operated by RIVAMortgage from its corporate offices within the United States. RIVAMortgage makes no representation that materials contained in this Site are appropriate or available for use in other locations and access to them from territories where their contents are illegal is prohibited. Those who choose to access this Site from other locations outside the United States do so on their own initiative and are responsible for compliance with applicable local laws. Any claim relating to, and the use of, this Site and the materials contained herein shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, U.S.A. Further, you agree that the exclusive forum for any action relating to use of the Site will be a court of competent jurisdiction located within the City of Newport News, Virginia and no other court.
Copyrights, Trademarks and Other Intellectual Property
The copyright in all materials provided on this Site is owned by RIVAMortgage or other holders. Except as specifically provided in this agreement, none of the material contained in this Site may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means including, but not limited to, electronic, mechanical, photocopying, recording or otherwise, without the prior written consent of RIVAMortgage. Permission is hereby granted to view, copy, print and download the materials on this Site for personal, noncommercial use only provided such materials are used for informational purposes only, and all copies, or portions thereof, include this copyright notice. RIVAMortgage may revoke any of the foregoing rights at any time. You may not, without RIVAMortgage's prior written consent, mirror any material contained on this Site on any other server. Upon termination of any rights extended hereunder, you must immediately destroy any downloaded and printed materials. Any unauthorized use of any material contained on this Site may violate copyright laws, trademark laws, the laws of privacy and publicity and communications regulations and statutes.
The trademarks, service marks and logos ("Trademarks") used and displayed on this Site are registered or unregistered Trademarks of RIVAMortgage. Nothing on this Site shall be construed as granting, by implication, estoppel or otherwise any license or right to use any Trademark displayed on the Site without the prior written consent of the Trademark owner. The name of RIVAMortgage or any Trademark may not be used in any way without the prior written consent of RIVAMortgage, including, but not limited to, use in advertising or publicity pertaining to distribution of materials on this Site. RIVAMortgage prohibits use of any RIVAMortgage logo and Trademark as a "hot" link to any non-RIVAMortgage site unless the establishment of such link is approved in advance by RIVAMortgage in writing.
DISCLAIMER OF WARRANTY
THE INFORMATION CONTAINED ON THIS SITE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT POSSIBLE PURSUANT TO APPLICABLE LAW, COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OR OTHER VIOLATIONS OF RIGHTS. RIVAMORTGAGE DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE, VALIDITY, ACCURACY OR RELIABILITY OF, OR THE RESULTS OF THE USE OF, OR OTHERWISE RESPECTING, THE INFORMATION ON THIS SITE OR ANY SITES LINKED TO THIS SITE, INCLUDING, BUT NOT LIMITED TO, INFORMATION CONCERNING CONTRACTORS AND OTHER THIRD PARTIES.
LIMITATION OF LIABILITY
UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL RIVAMORTGAGE BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES INCLUDING, BUT NOT LIMITED TO, LOSS OF DATA OR PROFIT ARISING OUT OF THE USE OR THE INABILITY TO USE THE MATERIALS ON THIS SITE EVEN IF RIVAMORTGAGE OR A RIVAMORTGAGE AGENT OR REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.
*APR=Annual Percentage Rate. 30-Year Fixed ( APR) - up to 60% LTV. The interest rate is current as of . Offer applies to borrowers with a credit score of 740 or better depending on credit qualifications. The payment on a , 30-year Fixed-Rate Loan at ( APR) is . Property insurance and, if applicable, flood insurance is required. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some restrictions may apply. This rate is applicable for owner-occupied purchase or refinance (no cash out) of a single family dwelling. The stated rate may change or not be available at the time of loan commitment or lock-in.